Retail Banking零售银行业务
This refers to typicalmass-marketbanking in which individual customers use local branches of larger commercial banks．Services offered include savings and checking accounts，mortgages，personal loans，debit/credit cards and certificates of deposit(CDs)．
Retail banking aims to be the one-stop shop for asmany financial services as possible on behalf of retail clients．Some retail banks have even made a push into investment services such aswealth management，brokerage accounts，private banking and retirement planning．While some of these ancillary services are outsourced to third parties(often for regulatory reasons)，they often intertwinewith core retail banking accounts like checking and savings to allow for easier transfers and maintenance．
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